Introduction
Welcome to Zamloan website. This privacy policy outlines how we collect, use, and protect your personal data when you visit our website or use our services. We are committed to being transparent about our data practices and complying with applicable laws and regulations, including the General Data Protection Regulation (GDPR) and the Zambian Consumer Privacy Act (ZCPA)
Customer Services
This Privacy Notice explains how www.zamloan.co.zw ("we", "us", or "our") collects, uses, shares, and protects your personal information when you visit our website www.zamloan.co.zw (the "Website") or otherwise interact with us.
Information We Collect
We may collect various types of information from you when you visit our website or interact with us, including:
1.
Personal Information: such as your name, email address, postal address, phone number, and payment information when you make a purchase or register for an account.
2.
Usage Information: such as your IP address, browser type, device type, operating system, and browsing activity on our website. Cookies and Similar Technologies: We may use cookies, web beacons, and other tracking technologies to collect information about your browsing behavior and preferences.
How We Use Your Information
We may use the information we collect for various purposes, including to:
1.
Service Providers: We may share your information with third-party service providers who help us operate our website, process payments, fulfill orders, and perform other business functions. Legal Compliance: We may disclose your information to comply with applicable laws, regulations, legal processes, or governmental requests. We adhere to The Cyber Security and Cyber Crimes Act, 2021 (“the Act”) requires a controller of critical information infrastructure to report to Zambia Information and Communication Technology Authority (“ZICTA”), inter alia, the occurrence of any cyber security incident in respect of critical information infrastructure, as defined under the Act.
2.
Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Information Sharing
We may share your personal information with third parties for the following purposes:
1.
Service Providers: We may share your information with third-party service providers who help us operate our website, process payments, fulfill orders, and perform other business functions. Legal Compliance: We may disclose your information to comply with applicable laws, regulations, legal processes, or governmental requests.
2.
Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Data Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. We process your personal data based on your consent, contractual necessity, legal obligations, vital interests, public task, or legitimate interests. However, please note that no method of transmission over the Internet or electronic storage is 100% secure.
Your Rights
You may have certain rights regarding your personal information, including the right to access, correct, or delete your information. You may also have the right to object to certain processing activities or request that we restrict the use of your information and You have the right to make a subject access request, which we will respond to within 30 days.
Policy Updates
We may update this Privacy Notice from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated Privacy Notice on our Website or by other means as required by law.
Contact Us
If you have any questions or concerns about our Privacy Notice or our privacy practices, please contact us at: info@zamloan.com